Sign your document digitally with iDIN in Connective eSignatures
iDIN is an identity initiative which can be used to sign any document electronically by using the secure & convenient login-methods of your own bank. Discover the signing method in the Connective eSignatures solution and sign your documents via your smartphone in an easy and intuitive way.
Best User experience
iDIN is easy to use. Your signers must go through a limited number of steps which results in a high conversion rate and a secure yet frictionless experience.
You have access to a potential of millions of users as they use their trusted and secure login method of their own banks.
The iDIN identification and signing method is legally binding according to eIDAS.
Signing with iDIN via Connective eSignatures, how does it work?
Approve and sign any document entirely by mobile means from anywhere you want at any time. A very simple and legally binding way to sign documents electronically.
Prepare your documents
Prepare your documents for signing and select iDIN as a signing method. You can combine this with one or more signing methods to give your signer the choice.
Send to signer
In just a few clicks your documents are ready to be signed. Your signers receive an email with a signing link. A screen pops ups where the signer can go through the document and start the signing method with iDIN.
Signer chooses his bank
The signer is asked to select the (Dutch) bank at which he or she has an account. Through a dedicated iDIN page on that bank’s website, (s)he is asked to confirm (after logging into the account) that certain data may be shared with Connective eSignatures. That data will include at least first name initials, last name and a unique iDIN identifier.
Sign with iDIN
Connective eSignatures then embed the information related to the transaction and the identity of the signatory into the signature. The data used for this signing method is uniquely linked to the individual.
Legally binding electronic signature
According to eIDAS, electronic identification and signature transactions that leverage bank ID authentication services, the resulting identification and e-signed documents are legally binding under the eIDAS regulation. An iDIN signature is therefore legally valid. In case of a dispute, it is easy to prove that the signatory has actually signed.
Integrated in the most innovative and agile electronic signature solution.
iDIN is a Dutch online identification service that is introduced in 2016 by the Dutch Payment Association (Betaalvereniging Nederland) and is developed together with multiple large Dutch banks.
The initial purpose of this initiative is to make it possible for consumers to login to platforms, confirm their age and identify themselves to other organizations by using the secure & convenient login-methods of their own bank. Customers are no longer burdened with the need to provide separate passwords or authentication methods for logging into a wide range of online services. iDIN can be nicely integrated in customer journeys for insurance providers, financial & governmental institutions, online webshops and many more.
iDIN has also evolved over the years and can be served as an electronic signature solution today. Just like authentication and identification with iDIN, you use your bank’s login-method to sign your documents digitally. Thanks to iDIN, digital signing becomes even more accessible and more attractive because the consumer is already accustomed to use their banking credentials.
iDIN is an initiative of the Dutch ‘Betaalvereniging’ and banks like ABN Amro, ASN, ING, Rabobank, Regiobank, SNS Bank and Triodos Bank. This means that in one go, iDIN has almost 14 million potential users.
Today we are working on a more remote basis than ever before. The need for companies to be certain about the identity of their customers and users is now more important than ever, which means the need for a trusted and secure identification tool is growing too. Thanks to iDIN, a client can confirm his or her identity because they have already identified themselves when opening a bank account. Here is an example to explain exactly how it works:
Step 1: Andrew creates an account at a web shop to buy a new Smart TV
Step 2: A screen appears on the webshop login page where Andrew chooses his bank.
Step 3: Andrew is redirected to the iDIN portal of this bank.
Step 4: he authenticates with his bank card and bank specific authentication method.
Step 5: Andrew’s personal data that was required by the webshop is automatically filled into the form.
Step 6: Andrew agrees that this information may be provided.
Step 7: Andrew returns to the web shop where he can continue his purchase.
iDIN can also be used as signing method and is available in Connective eSignatures, our electronic signatures solution.
When using iDIN as a signing method, the signatory is asked to select the (Dutch) bank at which he or she has an account. Through a dedicated iDIN page on that bank’s website, (s)he is asked to confirm (after logging into the account) that certain data may be shared with Connective eSignatures. That data will include at least first name initials, last name and a unique iDIN identifier.
Connective eSignatures then embed the information related to the transaction and the identity of the signatory into the signature. The data used for this signing method is uniquelylinked to the individual.
As the signature creation data comes from the information shared by the bank and as the signatory had to log into his/her account on the bank’s website beforehand, one can also argue that this data is under the sole control of the signatory (as without logging in to the bank as the signatory and using the proper authentication method, no one else can generate such a signature).
Offering iDIN to your customer as login and signing method has many advantages:
For you as a company
- You are sure about the identity of your customers.
- You have access to a potential of millions of users as they use their trusted and secure login method of their own banks.
- iDIN is easy to use and the consumer has tomust go through a limited number of steps which results in a high conversion rate.
- The iDIN identification and signing method is legally binding according to eIDAS.
- Thanks to the fraud monitoring procedures of the banks, iDIN protects your company against identity theft and fraud.
For your customers:
- As said, the customer needs to go through a limited number of steps allows for a secure yet frictionless experience.
- They can use the same login method for all kinds of organizations.
- They no longer need to fill in their personal data, which saves time and errors.
- Your customer has less passwords and usernames to remember.
The answer is YES! In Europe, the US and a vast majority of countries around the world, digital identification and a digital signature are legally binding.
As iDIN is a Dutch initiative we take the Electronic Identification and Trust Services Regulation (eIDAS Regulation 910/2014/EC). eIDAS forms the legal framework for accepting electronic identities and signatures in Europe. For electronic identification and signature transactions that leverage bank ID authentication services, the resulting identification and e-signed documents are legally binding under the eIDAS regulation.
Regarding legal value, you will not have to worry about a thing because:
- With iDIN, the banks confirm the identity of the signer e identification and signing method is based on the highly regulated KYC process that the customer has already gone through at the bank.
- When using iDIN via Connective, the audit trail keeps track of all the metadata of the iDIN authentication and encrypts it in the signed document.
- Via time stamps Connective keeps record of the exact time of signature.
- After signing, Connective seals the document with a certificate. If the document is amended after it has been signed, this certificate shall be declared invalid.
- When the document is opened, the PDF reader (e.g. Adobe Acrobat) shows the validity of the electronic signature.
- Manipulation of the signature or the signed document can be traced immediately.
The conclusion is that an iDIN signature is legally valid. In case of a dispute, it is easy to prove that the signatory has actually signed.